One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a good day yesterday. The girls had 1/2 day of school so I ran around doing errands before noon when I had to pick them up at the bus. I dropped off a return at UPS for Amazon. They already refunded my money. I did a few deals at the grocery store. I spent $16 and already got $4 cash back from ibotta. I picked up my free (after rewards) from Kmart. It looks like the Easter baskets will be free again this year. I had planned on taking the girls out for a little lunch, but we all felt like staying home, so we ate something at home instead. I dropped them off at lacrosse practice from 5-7 and Ro and I went to Applebee’s for dinner. We shared a few 1/2 price appetizers and I paid with a Swagbucks gift card.
My parents came over for a quick visit after dinner. Ro picked up the girls and got a few things at the Dollar Tree. I did all of my Bing searches, but didn’t meet my Swagbucks goals.
What have YOU done to ditch debt ? Let’s make 2018 our year !!