One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a fun day yesterday with my girlies. We decided it was “girl’s day out”, so we had a fun time together. We started our day by going to my nephew’s basketball game. We followed up by going to two different libraries in search of the first Harry Potter book for Liv to read. We finally found a copy and she is having fun reading it. We also went to Dick’s and Foot Locker looking for basketball sneakers for Kayla. We had no luck, which was a good thing because we found them online cheaper and through Ebates. We picked up Chipolte to bring home for dinner. I also stopped at the grocery store gas station to fill up the tank with a $.90/gallon discount thanks to grocery rewards. I checked out the drugstore deals last night and did all of my Bing searches. It was a fun day and I save a little money.
What have YOU done to ditch debt ? Let’s make 2019 our year!!