One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: We had another busy day of basketball yesterday. Olivia played in two more games and we had to get Kayla to lacrosse practice in between all of that. It was fun, but exhausting. Liv is really starting to come alive and it’s fun to watch. Several of the parents were complimenting her game and she was feeing confident. One asked if she could be the “president of the Olivia fan club” – that would be me ! Another parent asked if she could be her 2nd mom – she doesn’t need one, she has me lol… She was thrilled with the compliments. We ate breakfast and lunch at home and packed some things to get through dinner. Ro ran to the Dollar Tree to grab newspapers for me and a few other little things. I did all of my Bing searches before I left the house. I didn’t meet any Swagbucks goals with being out of the house for most of the day.
What have YOU done to ditch debt ? Let’s make 2018 our year !!