One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a pretty good day yesterday. I did some work around the house in the morning. I met my parents for lunch. After lunch I stopped at the bank to put a check for $60 in the bank. It was from a mystery shopping job that I did last night. I worked on Ro’s resume in the afternoon. I made cheeseburgers for dinner. We made a menu for this week, which is really helpful. I did my Bing searches and signed up for some FREE samples. We watched the Sixers game before bed. I turned off the heat because we are in a warm spell for the rest of the week. It would be awesome if we can get a month or two of inexpensive electric bills before the air conditioners become required.
What have YOU done to ditch debt ? Let’s make 2019 our year!!