One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a decent day yesterday. I hung out around the house for most of the day. I made a few necessary appointments and took care of some paperwork. I started my CVS shopping list for this week. I have $17 in ECB’s that I want to rollover, so I am making a plan. I made all meals at home and packed lunches for yesterday and today. The girls had lacrosse and basketball practice after dinner, so Ro and I took turns chauffeuring to all of that. They got their new basketball uniforms, so they were psyched about that. Somehow we managed to make sure homework was done. We were all pretty tired and ready for bed as soon as they got home. I did my Bing searches. I got an Amazon order that was paid for with gift cards earned from Bing. It was a 48 pack of peanuts and a huge box of dryer sheets. Ro was running in the convenience store a few times per week for peanuts, so he’s super happy about that delivery 🙂
What have YOU done to ditch debt ? Let’s make 2019 our year!!