One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: I had a pretty good day yesterday. Now that we are back to being debt free except for the mortgage AGAIN and for the final time we were ready to finally open Roth IRA’s. I opened mine yesterday. Ro wants to wait until he has a day off to open his. I was so excited to get the ball rolling on this. It was one of my 2014 goals. I’m hoping to be able to fully fund it this year, but we’ll see. I also made an appointment with a financial advisor for next Tuesday to start 529 college savings plans for the girls. I am equally excited about those.
I met my parents for lunch and had a big salad with grilled chicken. I am doing well with the no carb thing, but I have to tell you that I have been REALLY hungry ! This better be worth it – ha ha. My sister and I are weighing in for the month in 2 weeks, so I’ll let you know my one month loss. I got a call from the girl’s school that Olivia wasn’t feeling well so I picked them both up at 2. I ended up taking Kayla out for a few hours because we were supposed to go sneaker shopping and she was a little disappointed. Olivia was sleeping so she didn’t miss us. We went to Target and I used mobile coupons, Target coupons, manufacturer’s coupons and Cartwheel offers to get some great deals ha ha. I also earned 99 Swagbucks throughout the day, which was pretty close to my first goal. It was a pretty productive day. Hope you had one too 🙂
What did you do? Leave a comment We’d love to hear about it You could make 2014 your year. Who will the March winner be ? We’ll see…