One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a pretty good day yesterday. After getting the kids off to school I ran to the grocery store to take advantage of a few deals before the new ads started this morning. Because it was Pi day, my store was giving away a free pie to each customer via their app. I chose apple for our family because everyone likes it. I don’t like pie (except pumpkin), but who turns down a free treat for the whole family ?? I also got a free can of veggies and 6 boxes of Minute Maid rice. They were on sale 3 for $5, which is already a good deal, but I got $.40/gallon off on gas for buying them, which will save about $8 if we fill up Ro’s truck. I spent most of the rest of the day with my mom so that my dad could work.
I made dinner at home. The girls had lacrosse practice followed by basketball practice. Ro and I watched a show we had DVR’d while they were at practice. They have off from school today, so at least they’ll get to sleep in. I did all of my Bing searches and have enough points for another $5 Amazon gift card. I’ll keep saving until I get another one. I checked out all of the grocery store deals that start this morning. I’ll try to get out to do a few of them if I can with the kids home 🙂
What have YOU done to ditch debt ? Let’s make 2019 our year!!