One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: We splurged a little yesterday. We drove out to the outlets and visited the Skechers outlet so that the girls could pick a pair of shoes. They had a BOGO 50% off sale going on, so that helped. These girls of mine have some feet on them thanks to their daddy being 6ft. 10 and wearing a size 19. We probably spend more money in this category than most. Anyway, I had an extra 20% off coupon, which shaved a little extra off. They were thrilled with their choices even though it took Kayla about 45 minutes to decide. We also stopped for dinner at Bob Evans on the way home. I had BOGO coupons for meals, so we got out of there having spent less than $25 + tip.
I posted the drugstore deals for all of us and organized coupons for my own deals. I also watched Suze Orman last night. I earned 79 Swagbucks, which helped me barely meet my first goal but at least I met it. I also did another survey for another survey group. I’m very close to having 500 Bing points. I should be able to convert them to Swagbucks on Monday. I got a few free samples in the mail and a free magazine. I also requested a $50 Paypal payment from Swagbucks ! That just about paid for the sneakers 🙂
What did you do? Leave a comment We’d love to hear about it You could make 2014 your year. Who will the March winner be ? We’ll see…