One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: We had yet another snowstorm yesterday ! It was the 16th storm of the season. The kids had a 2 hour delay. I did a lot around the house while they were in school. I didn’t even leave the house. I did use an Amazon credit to get a few things for our fish tank. I also earned enough points on Bing to get my 500 Swagbucks code. I think I’m going to cash it in today so that I don’t have to worry about reaching my goals. I had almost met the first one yesterday before I got the code, so I figured I should save it. I cleaned and organized my stockpile yesterday. I also planned a few grocery store deals for today.
I have a meeting at 11am today to talk to someone about opening 529 plans for the girls. This is one of my goals for this year, so I’m excited about it. I’m going to start each of them out with a few hundred $$, but I plan to add to it every month. At least it’s something. I earned 146 Swagbucks and requested a few samples.
What did you do? Leave a comment We’d love to hear about it You could make 2014 your year. Who will the March winner be ? We’ll see…