One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: Wow, March 1st already !! Spring will be here before we know it ! I spent the day with my mom yesterday. We had a nice time as usual. When I came home I made a homemade mac ‘n cheese casserole because the girls let me know they were craving it. Liv had practice with her AAU basketball team, so Ro took her to that. I cleaned up after dinner and organized my coupons and deals while they were gone. The new grocery store deals start here this morning, so I wanted to be prepared for that :). I also have a few CVS deals I plan to do. I got a $200 pre-paid Visa in the mail. It was from switching over our cell phones last November. I’ll use it to buy groceries for the next few weeks. That will be great for the budget. I also got a free sample of Persil detergent. I did all of my Bing searches and earned a few Swagbucks. I paid our mortgage and put an extra $100 on the principle. It’s really fun watching the balance go down each month. It’s a 15 year mortgage, so over $1200 comes off of the balance each month at this point just from from paying our normal payment. It was a pretty productive day.
What have YOU done to ditch debt ? Let’s make 2019 our year!!