One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: I had a good little day yesterday. Ro has been wanting a little fridge for his classroom and I was able to find a good one for $10 from someone on Craigslist. He was really excited about that. I got some things at Aldi. They have eggs for $.89 a dozen and bananas for $.29/lb + some other deals. I spent $14 and I had a good bit to show for it. I got a great deal on Groupon with the discount that I posted. It’s a voucher for two meals at a local restaurant for only $9.60. I bought it through Swagbucks, so I will earn 19 Swagbucks for buying a great deal.
I earned 106 Swagbucks last night, which wasn’t bad since I didn’t devote too much time to it. I got a free magazine and a free sample in the mail. My Freecycle friend and I were emailing back and forth. I am going this morning to pick up a bunch of stuff from her including food items that I’ll be sharing with my brother’s family since money is tight. All meals were made at home. We had a fun night hanging out and listening to the girls serenade us with songs from “Frozen”. They know almost every word to all of the songs. I downloaded a few Kindle books. I almost got a car wash yesterday for $5 to wash all of the salt off of the van. Luckily as I was deciding about it, it started to rain and washed the salt away for FREE. Ro scheduled a free detail and wash for the van at his work for next Wednesday. That is one nice perk at his work.
What did you do? Leave a comment We’d love to hear about it You could make 2014 your year. Who will the March winner be ? We’ll see…