One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: I had to take one of the kids to the doctor’s in the morning, but it was a follow up so they didn’t charge me a co-pay. We ate all meals at home. I made taco salad for dinner. Well, I made soft tacos for the kids with a salad on the side. Ro and I had taco salad. It was fresh and delicious. I also made 2 loaves of banana bread yesterday. I like having something homemade for the girls to have for breakfast. I watched QVC last night. I like the “In the Kitchen with David show”. I was looking at a set of cookware that he had on and I resisted it. I am going to tighten up all of the handles on my cookware. It’s on it’s last legs, but I think I can revive it once more. The cookware would have been $140 shipped, so I feel really good having resisted it. I’m sure I would have had buyers remorse this morning 🙂
I got gas yesterday and got a small discount. We actually had our 17th snowstorm of the season (hopefully the last, but we’ll see). Luckily the kids didn’t have a delay. I got a few high value coupons in the mail. I earned 178 Swagbucks last night. I am trying to get to 10,000 before requesting another reward. I have another few thousand to go to get there. I also did another survey for a different group. I downloaded a few free Kindle books, made some homemade detangler and made some foaming hand wash.
What did you do? Leave a comment We’d love to hear about it You could make 2014 your year. Who will the March winner be ? We’ll see…