One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: I spent the day with my mom so my dad could go to work. I planned out some deals that I want to do today for Frugal $5 Friday (see post later). I made two loaves of bread at my mom’s house. I left some for my parents. I got a $50 check in the mail from a mystery shop that Ro and I did early last month. That will go straight into savings. I have another $45 check from Survey Savvy to put in today too.
Ro and I splurged and took the kids out to dinner at Bob Evans. We chose Bob Evans because they had FREE kid’s meals and I had a BOGO meal coupon for Ro and I. It ended up being a very inexpensive dinner out. I earned 142 Swagbucks yesterday. I also applied for a few House Parties. I checked in on my Ebay items up for sale. I was happy that 2 of the 5 already have bids on them. I spent about 90 minutes doing homework with the twins. They have 2 tests today (sigh). TGIF !
What did you do? Leave a comment We’d love to hear about it You could make 2014 your year. Who will the March winner be ? We’ll see…