One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: It snowed more than expected yesterday. As a result school was cancelled. We found out late so Ro had already woke the girls up. We ended up having a really nice day together. We chilled for most of the day, but we did do some cleaning, some laundry and some shoveling. I made homemade pizza for dinner. I ran to the Hallmark store to get my FREE “Just Because” card. They are offering one free card every Friday through 3/22. I also ran in the grocery store because I saw a recipe for homemade mango coconut ice cream and I wanted to try to make it for the girls. I didn’t get around to making it yesterday, so today is the day. I picked up a few FREEbies at the store while I was there. After dinner we went over my sister’s house for a visit. I did all of my Bing searches and cashed out for a $5 Amazon gift card. I used it to snag that Vitamin D3 deal I posted about.
What have YOU done to ditch debt ? Let’s make 2019 our year!!