One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress : It was a pretty good day yesterday. I printed a few great coupons in anticipation of deals next week. I went to CVS and used some ECBs to get milk and a few other necessities. I used a credit on Amazon (courtesy of Swagbucks) to buy some canned veggies. I love using my Swagbucks to buy grocery items that ship FREE. It really lightens our grocery bill. I really have to take pics of our little stockpile. It’s really starting to take shape. It’s so nice to finally have a garage to store things in.
I paid our Discover bill in full. It’s the only cc we use. I pay it in full and admittedly use Discover for their rewards program. My goal is to recoup all of the interest that we ever paid them in gift cards. I actually got the gift cards in the mail that I just ordered from them. I had been saving up reward $ in my account and was able to cash out for the following gift cards: The Children’s Place, Ace Hardware, Applebees and Bed Bath & Beyond. I picked those ones because they cost less reward dollars AND they always put out coupons. I used up ll of my reward money that I had been saving for months, but I got a nice selection of rewards.
I made all meals at home. We don’t like to eat out on Friday nights anyway because it’s too crowded. I got the Polly Pocket lot from ebay in the mail today. The girls had so much fun discovering all of their treasures (this was the set I made them find the money around the house that we used to bid). They were thrilled all night and actually played well for 3 hours without arguing at all.
I did 2 surveys after tucking in the girlies. I am almost able to cash out at one of my sites.
What did you do ? I hope you had a blessed day. Leave a comment You could be the March winner. I will announce the February winner on Monday. Wow ! You could make 2012 your year !