One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had an okay day yesterday. I ran to the grocery store just to get a few things I needed for dinner. I started my low/no iodine diet in preparation for my radiation treatment in a few weeks. I need to be on the diet for 2 weeks prior to the treatment. It’s going to take me a little time to figure out what I can eat. I did well with it yesterday. The girls had practice for lacrosse and basketball yesterday, so I had to get them where they needed to be with everything they needed to take with them. I paid a few bills online including the mortgage and a few other bills. I love seeing the mortgage balance go down each month. I can’t wait to be mortgage free someday – not anytime soon though unfortunately. I did all of my Bing searches and earned some Swagbucks.
What have YOU done to ditch debt ? Let’s make 2019 our year!!