One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a pretty good day yesterday. Ro and I went to the gym together. He is looking for a new job, but while he’s waiting we figure it won’t hurt for us to go to the gym together to try to get healthier. We spent a little time in the therapeutic pool/hot tub while we were there and that was SOOOO nice. We ate all meals at home including leftover meatballs and mac ‘n cheese for dinner. The girls had lacrosse practice after dinner. I took them to that and Ro picked them up. They have a playoff game on Wednesday, so they need to practice a little extra. Hopefully they’ll get a win tomorrow.
I ran to Dollar General to get a few items. I am so impressed with their prices. I find new things I like and the prices can’t be beat. I did all of my Bing searches and listed a few things on Ebay. I listened to a few of my favorite financial podcasts while out running around. They’re so inspirational 🙂
What have YOU done to ditch debt ? Let’s make 2019 our year!!