One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had an okay day yesterday. Ro was off and went with me to the doctor. I was awaiting thyroid biopsy results. Apparently they don’t know yet if one of my nodules is malignant. The sample has to be sent out for further testing. I guess it could be worse news, so I’m okay about it. Ro and I went out to lunch using a gift card that I earned from Swagbucks. We made dinner at home. We stopped at Aldi and got a few things for the week. We spent only $40, which is good because we went over the grocery budget a little last week. The girls had a playoff lacrosse game. They won 11 to 2. They have one more playoff game and hopefully a championship game – we’ll see. We are having a sporty wee this week with 3 lacrosse games, a basketball practice, a sports banquet and a basketball tournament this weekend. Whew, I’m tired thinking about it.
Ro’s truck had to get inspected and needed brakes. That was a bummer, but we had the money to pay for it, so it’s done for another year anyway. I packed lunches for today. I did all of my Bing searches, but didn’t meet any Swagbucks goals.
What have YOU done to ditch debt ? Let’s make 2018 our year !!