One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a pretty good day yesterday. It was hot, hot, hot again, so the air conditioning is on for now. I ran to the store just for 2 deals. The new deals start today, so I had to make sure I got there yesterday. I got 6 Tide detergents for $.99 each and I got 24 Hershey’s candy bars for $.50 each. Kayla is doing a report in school on Milton Hershey, so of course she wants to give each of her classmates a Hershey bar. Luckily my grocery store had a deal on them this week. I spent the rest of the day with my mom so that my dad could go to work. I had lunch over there with my mom.
I did my part time job in the afternoon and will again today. I also started a little side job that I will do for the next 10-14 days. Any money I earn goes towards another roof payment I plan to make at the end of the month. I’ve paid off $3k of the $8,700 so far. I’m hoping to pay another $2k on it at the end of the month. I can’t wait until it’s GONE. This is war – lol. I did my Bing searches. I got Ro a Father’s Day Tshirt from Amazon using credits from Bing. I think he’ll love it. The shirt says BEST. DAD. EVER.
What have YOU done to ditch debt ? Let’s make 2017 our year !!