One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a good day yesterday. The girls had their schoolwork to do and then they went to an outdoor basketball practice with 2 of their teammates. They seemed to have a good practice and they came home exhausted, which was good. Yesterday was one of our foster son’s bday. He has limited speech, but he loves Chili’s, so I went and picked up his favorite meal curbside for his dinner. We also got a cake and a few of my family members dropped off presents for him since we couldn’t have our traditional celebration. He seemed to have a great day 🙂
While the girls were gone I did a little gardening and I spent some time shredding some old bank statements and other sensitive paperwork. I did all of my Bing searches and listed a few things for sale on Ebay. The mail included a few good coupons and the grocery circulars. I scanned the circulars for my favorite stores and started my lists for the week. We still have a good bit of groceries, but we are in need of a few things. I also have a few freebies to pick up at one of my stores. It’s supposed to rain a lot here, which is good because all of my new little flowers will get some free water 🙂
So how about you ? What did you do ?? Let’s make 2020 our year !!