One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a pretty good day yesterday. We took Ro’s truck over to get an oil change (with a coupon). I went to Dollar Tree for Sunday papers. I also went to Aldi to get groceries for the week. I spent $98 and I got everything we need for the week. I’ll only be going to the grocery store for FREEbies for the rest of this week. I try to keep our grocery budget at around $100 per week. I made all meals at home. Actually we didn’t go out to eat all weekend. We’ve been doing really well with limiting our eating out. Ro is off today, so we will be doing lunch out with friends. I have a gift card to pay for our meals, so it should be $0 OOP.
I did all of my Bing searches and met my first Swagbucks goals. We went over to my brother’s house before bed for a quick visit.
What have YOU done to ditch debt ? Let’s make 2017 our year !!