One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a pretty good day yesterday. My mom got out of the hospital on Monday, but my dad still needs a lot of help, so I spent a few hours at their house. Before heading over there I prepped lunches for the girls for today and planned out what we were doing for dinner for last night. I also made a cheesecake and some JELLO while at home. I brought my parents some lunch. After hanging out over there I did my part time job. I got paid for that in the afternoon.
I printed and cut out some coupons for deals that I plan to do today. I met my Swagbucks goals and did all of my Bing searches. I made dinner at home and packed up some food to bring to my parents for dinner for tonight. Ro took the girls swimming after dinner, so I cleaned up around the house and planned out my deal strategy for this week. Ro got paid this morning, so we talked a little bit about upcoming expenses before bed.
What have YOU done to ditch debt ? Let’s make 2016 our year !!