One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge y ou must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress : Another quiet day for me since I’m still healing from the sprained ankle. I didn’t spend any money personally, but my hubby did mention getting gas. My mom saved Halloween for me by making Halloweenies for us and baking a pumpkin pie. I am so thankful that she did that for us because I don’t think I could have stood long enough to make them by myself. I did manage to hobble downstairs and outside to sit and watch the girls and my husband walk around our court to trick or treat. I handed out candy while I watched them. I was happy that my injury didn’t seem to put a damper on anything for the girls. They had a great time. I was surprised that we didn’t have many trick or treaters. We usually get 100+, but only had around 30 last night. How about you ? Did you have more or less than usual?
I am home from work again today. The ankle is starting to feel a little better, but is still very swollen and black and blue. I contacted the hotel and they filled out an incident report. They told me to drop off any bills or claims and they will forward them to their insurance company. Is that what I should do ? This has never happened to me before so I’m a little clueless. We got an estimate for the damage to the mini van that happened on Saturday and it will cost $352.98. My husband is going to contact the man that hit us to let him know.
I cannot believe it’s November 1st already. I am so determined to make this a great month. I think November is a critical month in the quest to have a cash Christmas. When you plan ahead, you spend less. If you wait until the 3rd week in December to do your Christmas shopping, you WILL spend alot more money. Try, try, try to buy only what you can afford in cash.
What did you do ? Leave a comment You could be the November winner. I will be picking the October winner via Random.org today. Once again, I will be home all day and I love reading your comments. It cheers me up and gives me great ideas for when I get better.