One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a frugal day yesterday. I left the house from 9-12 to do dals at Walgreens and one of my grocery stores that is a little further from my house. I was concentrating on ibotta deals and Swagbucks in store deals. Ibotta has a bonus deal going on where if you redeem 30 rebates, you get an extra $10 and I’m almost there. I also wanted to stock up on TP while it’s still available in the store. I like the Walgreens brand and luckily they still had some left, but the shelves are starting to thin out a little. There’s nothing worse than being in quarantine with no TP. Well, there’s worse than that I guess, but it still wouldn’t be good. I was able to get a few packs for FREE after cashing in some rewards points.
I made all meals at home. I had leftover grilled chicken from the night before, so we had soft chicken tacos and they were really good. Kayla had PT, so I took her to that. She’s doing really well with it. I did all of my Bing searches and planned out a CVS shop for today. I have some ECB’s that I need to rollover today before they expire… It’s been really cold here, so I’ve had the heat on. We should be able to get one more inexpensive electric bill this year and that’ll be it. It was nice while it lasted.
So how about you ? What did you do ?? Let’s make 2020 our year !