One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress : I had a very blessed day yesterday. I had a coupon for a FREE lunch that I cashed in. Does a FREE lunch taste better than a full priced one or is it just me ? I got a call from a friend at work and although I forgot because I haven’t been at work in a few weeks, it was their annual Thanksgiving lunch. Everyone brings a dish and the kids and staff eat the meal together. They called to ask me if I wanted to stop over to pick up some leftovers since they had SO much left over. We were able to eat dinner and I packed up the rest of it to freeze it. There was a 5 gallon container of homemade mac n cheese, some stuffing, potatoes, turkey and all of the rest of the fixins. I think we have about 7 meal size side dishes to enjoy in the coming weeks. It was SO nice of them to think of me.
I was also able to get the FREE birthday card from Tiny Prints. I already got an email that it has been shipped. Although the mail has been a little lousy lately I’m here to tell ya that today was a GOOD day. I got a coupon in the mail for FREE dog food that I won. No, I do not have a dog, but in my defense, my sister does and I plan to give it to her. I also got a check in the mail from our dental co-pay for $294. I plan to stash that in the emergency fund. My dentist charges me up front and then I get a check back for the difference. I originally paid $420 so $294 back isn’t bad for 2 separate visits. I also got 2 makeup kits in the mail that I was able to snag from a daily deal site shipped free.
I’m pretty happy with my Monday. I hope yours was blessed too !
What did you do ? Leave a comment You could be the November winner. Wouldn’t that help out with Christmas gift buying ??