One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress : Well, I didn’t Black Friday shop (outside of the house) for the first time in over 10 years. I think my family thinks I’m weirder than ever, but I just couldn’t do it this year. My leg only feels good when I walk short distances and it’s been so busy that I valued the sleep more than ever this year. I did manage to get a few online bargains this year. I am just loving Amazon – as usual. The hubby and I took the kids out to lunch. We had a BOGO coupon and got one kid’s meal for the twins to share. It always ends up being a waste when we get two kid’s meals. They both still had food on their plate so it worked out well.
I am participating in a Busy Bag Swap with 29 other moms and I finished up my 30 activities and sent them to the coordinator. I will be getting back a box with 30 different activities for the twins. I am still up for organizing one for my readers if you guys want to. I think we should wait until after the holidays and go for it. I’ll see if there is any interest at that time. It may be nice to have lots of busy bag activities with the cold weather and limited outside play time. If you are interested shoot me an email and I will keep a list.
I did pay some bills online. I am trying to keep organized with our extra bills right now so far, so good. How odd to not Black Friday shop and to pay bills instead. I’m getting weirder by the day. I did notice the awful stories on TV about people being injured while BF shopping. One woman actually maced her fellow shoppers so that she could get an Xbox. Wow, Fa la la la la , la la la la 🙁
I have loved seeing all of the new comments from those of you starting out on your journey. Welcome to our community. Just imagine where your family can be this time next year. That’s what it’s all about. We’ll be here to cheer you on !
****Oh, and one more thing… I have $26 in Up+ Rewards from Rite Aid that expire tonight so someone PLEASE email me (use the contact button ) to remind me to USE them so I don’t forget. I hate, hate, hate when I forget and I need a reminder.
What did you do ? I hope you had a blessed day. Leave a comment You could be the November winner. Wouldn’t that help out with Christmas gift buying ??