One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress : We had a pretty nice, quiet Sunday yesterday. We went out for lunch using a Groupon that I bought with a FREE credit. The Groupon included one appetizer, 2 lunch meals of our choice and 2 milkshakes. We chose chicken tenders for our appetizer so that the girls could have those for lunch. Our meals each came with french fries so we shared them with the girlies. We also shared the milkshakes with the twins. We ended up having a completely FREE meal aside from paying the tip (we tipped on the full amount of course). I have one more of these Groupons for a future meal. The best part of it was watching my husband’s reaction when the check came and we had a $0 balance. He was actually excited (it’s not easy to excite him with financial stuff). He was very impressed and can’t wait to go back to use our other voucher.
I also bought the Abe’s Market deal from Plum District that I posted about (still available). I will get a $50 voucher and it only cost me $15 so you can’t beat that. I think they have FREE shipping today. I’m going to check that out because I may be able to use it today. They have organic foods and snacks, cleaning supplies and toys so I will probably get a combo of toys for Christmas and cleaning supplies if they have my favorite organic dish soap. I have ordered from them before and they ship fast.
The rest of my day was spent playing with the girls and writing a 6 page paper to finish up the class I took a few weeks ago (where I hurt my leg). The class is great because the actual class time is done in 2 weekends, but there is an “extension project”, which is due two weeks from the date of the last class. It’s actually due by today and uuuummmm, I sent it to my teacher at midnight= whew. The good news is that I should get reimbursed for the class after the grades come back. On a down note, Olivia has a cold and Kayla is getting it so they needed lots of TLC. Oohh, they are so lovable. I could just kiss their whole faces (well, maybe not the runny noses he he!).
What did you do ? I hope you had a blessed day. Leave a comment You could be the November winner. Wouldn’t that help out with Christmas gift buying ??