One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress : Not a bad day for me yesterday. I was able to snag a few great Cyber Monday deals. The Christmas list is dwindling and it’s been pretty frugal so far. I did get to the grocery store to get a few essentials. We will mostly eat from the pantry this week as I am trying to “thin” the pantry out before we move, but we needed some milk, meat and veggies. I ended up spending just under $40 after coupons, but I think we’ll be okay for the rest of the week so that will save us some money anyway.
I was finally able to do the deal on EcoMom. I had a $60 voucher and they were automatically taking $40 off of a $100 purchase and offering FREE shipping so I snagged $100 worth of toys and cleaning supplies almost free = woo hoo! I made all meals at home yesterday. The girls still had colds so they just wanted to snuggle anyway.
I spent more time cleaning out drawers and closets. I found all of the wrapping paper, gift bags and tags, tape and bows that we’ll need for this year. That is such a blessing and will save us time and money. I have gifts that have been bought placed in bags to move to the new house, but I’m wondering if I should take the time to wrap them before we go so I don’t have to do it later. Would you or would you just wing it once you got to the new house ??
What did you do ? I hope you had a blessed day. Leave a comment You could be the November winner. Wouldn’t that help out with Christmas gift buying ??