One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress : I went to the local casino again with my parents yesterday. No, I don’t usually go this much (I’m lucky if I go once a year or two), but my mom has been on a casino kick lately and I have to admit it’s fun. I went in with $60 and left with $86 and had a FREE lunch so why not. I’m putting my winnings in the emergency fund. My mom also won about $30. We’re wondering if we can make a career out of this. It’s more fun than either of our jobs he he! I may even go with my hubby someday soon if we can round up a baby sitter. I’ve been working so hard lately on so many projects I am really feeling the need to search out some fun and today was fun! It’s also nice spending extra time alone with my parents.
I paid our Discover bill in full tonight as it’s due soon. It was a little painful to pay it in full this month because my tuition was on there and a few other moving expenses. I always make a vow to myself not to pay the credit card company a penny of interest though so I make sure I can swing it. I will get reimbursed from work for the class so it should be okay.
I made dinner at home even though my hubby was trying to tempt me to go out using my winnings. I took a deep breath and offered to make him a yummy dinner instead. It was rainy here anyway so I was happy to stay in and snuggle with my girlies.
Thanks to everyone who offered advice about moving and wrapping the presents. I was actually enjoying reading your comments in between “slot machine pulls” he he. I am going to take your advice and take some time today to wrap the presents I have before taking them to the new house. I really appreciate the advice.
What did you do ? I hope you had a blessed day. Leave a comment You could be the November winner. Can you believe it’s the last day of November ? I can’t. Where does the month go ?