One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a pretty frugal day yesterday. My parents were so sweet and brought me a lottery scratch off ticket on Sunday night. My mom bought one for herself as well. I WON $100. I was super excited. I used part of my winnings to take my parents out to lunch yesterday. It was the right thing to do since they were so generous to buy me a ticket. On my way home I stopped at one of my local grocery stores (Acme). If any of you live in an Acme/Safeway region, be sure to check out their new rewards program. It started yesterday and there are several freebies for everyone. I was able to snag 3 full bags of groceries for $1.28. I only spent that much because I got a 4 lb. bag of sugar for $.99. I have more freebies to collect, but I was short on time so I’ll be back lol. I did all of my Bing searches. The mail included a few great coupons I’ll make use of at some point :).
What have YOU done to ditch debt ? Let’s make 2018 our year !!