One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: It rained a soaking rain all day here yesterday. It’s been nice because we’ve had the air conditioning off most of the time in the past few weeks. Hopefully we’ll be able to have at least one cheap electric bill before the heat has to go on. I was emailed a survey from CVS about their Minute Clinic. It took me about 10 minutes to do and I will get $5 ECB’s for doing it.
I went to the grocery store just to grab the best of the new deals. There were several items that were $.99 with a limit of 1 or 2, so I got most of those things. I also got a 35 pack of spring water for $1.99 and a few other items. My sister texted to tell me that she had a vivid dream that I won $20 million in the lottery, so of course I had to buy a ticket. I’m still broke this morning, so that sucks 🙂 I did all of my Bing searches, so maybe I’m just getting rich slowly, like REALLY slowly – he he ! The girls were super exhausted from being up since 5:30 am. They were invited to watch a movie and have a sleepover with their cousins, but they were too tired. Friday nights are rough around here…
So how about you ? What did you do ?? Let’s make 2020 our year !