One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a pretty low key day yesterday. I hung out around the house for most of the day. We ate all meals at home including spaghetti for dinner. We have a good bit left for lunch today. I took the kids to Kohl’s for an outfit each. Liv surprised me by finding some shirts she liked on the clearance rack. She doesn’t usually look on the clearance rack. I think my little sporty girl is starting to like some more feminine clothing instead of basketball shorts and sweatshirts. She is so pretty 🙂 She got 5 shirts and they were less than $3 each. The girls each got a pair of jeans too. I had a $32 credit, so I paid $16.58 after the credit and a 20% coupon. I also got back $10 in Kohl’s Cash. I’ll also get some Yes2You points. I was happy with that.
My nephew spent the afternoon and most of the evening with us. I did all of my Bing searches. I checked out the drugstore deals that start today and I’ve already started making my lists for the week 🙂
Let’s make 2019 OUR year !!! We can do it !!