One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: We had a pretty quiet day yesterday. I did my normal Sunday cleaning and organizing thing. Ro took the girls to the Dollar Tree to get Sunday papers and a few other things. While they were gone I whipped up a batch of banana muffins to make use of some past their prime bananas. I also got lunch ready for them. I cleaned out a few cabinets in the kitchen and started prepping my deals for the week. I am watching every penny right now, which I’ve been having to do too often these days. I am focused on freebies or really inexpensive items. We have meat and some sides, so I’m mainly looking to stockpile some things if they’re the right price. This week seems to be the week for inexpensive ($.99) laundry detergent, which is good because I’m down to about 6 bottles.
We ate all meals at home. The girls are off today for Columbus Day, so I didn’t have to pack lunches. We watched the Eagles game and then we watched a movie together that Kayla wanted to watch with us (College Road Trip). I did all of my Bing searches.
What have YOU done to ditch debt ? Let’s make 2018 our year !!