One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a pretty good day yesterday. I have to tell it like it is though. I had a goal of not spending more than $100 on groceries this week and it’s Wednesday morning and I’ve already blown it. My total (so far) is $102.11. Kayla looked at me with her big brown eyes before going to school and asked me to make a cheesecake. That sent me to the store to buy the ingredients. A few other items snuck into my cart and BAM = I’m overbudget !! I have to get until Sunday and try not to spend any additional grocery money. I’m going to have to be creative. I’ve been building the pantry, so I should be okay. The one frugal thing I did was to cash in grocery store gas points to snag a whopping $1.60 off per gallon. As you can see in the pic below I spent $1.03 per gallon. I think it cost $17.39 to fill up my tank and I was on empty. That made me happy for sure. Now does this get me off of the hook for going over the grocery budget ?? I mean technically spending extra on the groceries helped me earn the gas points, right ?? Nope, I have to do better. Hopefully I can make what we have last for the rest of the week. We should be okay 🙂 I did all of my Bing searches. I ordered my 10 FREE prints from Snapfish. Did you ?
Let’s make 2019 OUR year !!! We can do it !!