One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress : Whew, busy day! The carpet for the new house was installed yesterday. My hubby spent the day at the new house overseeing the carpet installation and cutting the grass. The grass really needed to be cut and to be honest, my hubby has never cut grass before so he had to figure out what he was doing. My huband (Ro) is one of the first men in his family to own a house so he has never been taught how to do things around the house. This is going to be quite a learning experience for both of us. He is very determined to learn so I am very proud of him.
I met my parents at Chick fil a for lunch so that the girls could see their cousins and grandparents. I didn’t have any coupons, but managed to keep the bill at $12.53 for the 3 of us. I’m not a big believer in kid’s meals. I think they are more expensive and the toys are just junk we don’t need more of right now. I bought a 12 count chicken nuggets, medium french fry and 2 chocolate milks instead (+ my salad). The girls were fine with that.
I made sure to get to CVS to snag the FREE Listerine that I posted about. I also ran to Shoprite to use my $10 FREE food catalinas ( I have them for the next 4 weeks because of the Nabisco cookie deal I told you about). I also had coupons from MyCokeRewards for FREE Ritz crackers and a FREE 10 ct. Minute Maid apple juice boxes. I ended up getting both of those, another box of Ritz crackers (2 total), a big box of Cheese Nips and Cracker Barrel Cheese for $.80-not bad.
Next, I went back to the new house (around 4:30pm). The carpet guys were just leaving. They did a great job and believe me, it was very reasonable and a big improvement.
I had a $40 Groupon for a local Mexican restaurant that expired after yesterday. I was determined to use it, so after meeting up with my hubby we went over and had a very nice meal. We only had to pay $1.43 (+ tip- we tipped on the full amount of course). I’m so glad that we made use of this Groupon before it expired. I also purchased another Groupon today for a GREAT local restaurant that was featured. I had credit on Groupon so it was totally free and includes dinner for 4 (2 appetizers, choice of 4 meals and 4 milkshakes). That will be fun to use at a future date.