One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well

It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.

The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.

* I will also be sharing my progress from the day prior.

My Progress: The girlies went on their first sleepover at their cousins house Saturday night.  It was so weird not being awakened at the crack of dawn.  I actually woke up at 6:30, talked to Ro for an hour and went back to sleep until 9:45.  I don’t think I’ve slept that late since before the girls were born.  It was awesome and I woke up feeling so much better, so I guess I needed it.  They came home at 12:45.  I thought they’d cry to see their nicer than me aunt leave, but I got the biggest hugs and cards.  They even made pictures with pressed flowers for me.  It was such a nice surprise.

We ate breakfast and dinner at home, but Ro and I got sandwiches at Subway.  There was an older lady behind us who was drinking an ice water.  I said hello and sat down.  She started telling me that she was hungry and that she didn’t know how people afford sandwiches at Subway.  I ended up buying her lunch. I can’t have someone telling me they’re hungry without doing something.  I hope she’s okay.  I thought about her for the rest of the day.

I did some deals at Walmart and planned my drugstore deals for today.  We splurged and ran over to Walgreens to buy a small thing of “Apprentice” ice cream.  We all shared it.  I planned to watch the finale with Ro, but my dad texted me at 7:30 to tell me that he had to take my mom to the ER.  She will soon have to undergo a aortic valve replacement and she seems to be getting more symptomatic.  I went to the hospital and stayed for a few hours.  She seemed okay, but they were having trouble getting her BP down.  She is scheduled for some tests today. 

I planned to do some surveys etc… but sleep won out since I didn’t get home until almost midnight.  Hopefully today will go better.

What did you do? Leave a comment We’d love to hear about it You could make 2013 your year. Who will the May winner be ? We’ll see…