One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well 

It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.

The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.

* I will also be sharing my progress from the day prior.

My Progress:   We had another blizzard here yesterday.  The girls were off all day, so between that and the snow, I didn’t get much done.  I did did do a lot around the house.  The girls had lots of fun playing out back in the snow.  I made grilled cheese and hot cocoa for lunch. I also cleaned our bathrooms and washed the sheets on our bed.  I took advantage of the Kmart BOGO for $1 sale to get the girls winter boots.  They ended up being $12 each.  After dinner we drove over to our local Kmart to pick them up.  

I made all meals at home.  I made a big pot of spaghetti for dinner.  I cut the meat in half and saved the rest for another meal.  Nobody noticed, not even Ro who is a major carnivore.  I checked in on my Ebay listings.  There aren’t any bids yet, but it’s only been 24 hours, so I’m not too bothered by it.  I signed up for 2 free magazine subscriptions and got a few others in the mail.  I added some MyCokeReward points to my account.

What did you do? Leave a comment We’d love to hear about it  You could make 2013 your year. Who will the December winner be ? We’ll see…