One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a pretty productive day yesterday. It was a no spend day, which I LOVE. I spent the day doing things around the house, mostly paperwork. I listed a few items on Ebay and a few other items on the FB yard sale site. I haven’t listed much on Ebay lately, so I’m eager to get back to that. I made a HUGE lasagna for dinner. We’ll have leftovers tonight, which is awesome because I’ll be with my mom all day and I won’t have time to make dinner. I did all of my Bing searches. I had enough in my account for a $10 Amazon gift card. I used it to buy my nephew a book that he wants because his birthday is coming up.
What have YOU done to ditch debt ? Let’s make 2018 our year !!