One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress ~ I had a good day yesterday with respect to the budget. We’ve been doing well sticking to it. I managed to get out after dinner (with the twins). I attempted to do the Airwick, Tylenol Precise and Gain deals at the various drigstores that I posted yesterday. I was only able to snag the Gain deal at Walgreens because all of the other items that I needed were out at CVS and Rite Aid. I did manage to do the deal twice. I bought liquid Gain because we don’t use the powder, but it worked out fine.
On a related note I’ve been having a little trouble with the girls thinking that they should be bought something at each store we go in. I really had to tell them tonight that they were not getting ANYTHING at the store and they should only come if they wanted to go for a ride with me. This seemed to work well. They started to ask for something and quickly remembered without finishing the question. I didn’t think I was guilty of getting them into that “gimme” phase, but their 4 and kids are gonna try right? I think I’m going to be careful not to buy them anything for awhile until they get used to it again. It’s okay to get a little something once in awhile, but I want it to be a surprise not an expectation. Any other ideas for me ?
So what did you do ?? Leave a comment