One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress : My parents took the girls out for a few hours yesterday. They went out for lunch and to an apple orchard. My hubby and I took advantage of the time and went out to lunch. We used a coupon and ended up spending $23 for both of us including tip (after coupon). We also drove by the new (I hope) house. We like looking at it a few times a week. The neighbors will probably know us before we move in :).
I spent a good bit of time in the afternoon having the girls try on their jeans and long sleeve shirts from last year. After determining what did/didn’t fit I put a couple of listings in Ebay. It’s fun to watch the bids go oup on your items throughout the week. I decided to have my items end on Thursday because I have done some research and found out that Thursdays are a good day to have auctions end. I really have to declutter the whole house in anticipation of moving so I will be listing tons of items on Craigslist/Ebay in the coming weeks. I am determined not to move anything we won’t use.
I also called our cable company to get our bill lowered. I try to do this every few months. I was able to lower it by $15/month.
What did you do ? Leave a comment 🙂