One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well 🙂
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My progress : Well, we did go out to eat yesterday. We went to Longhorn Steakhouse and used a gift card that I earned on one of the survey companies ( I can’t remember which one right now because I’ve been
hoarding saving it for awhile). The balance we had to pay after the gift card was $12.14 +tip. I always tip on the full value (of course). I went back to work yesterday after having 10 days off. I didn’t do much after work. I Just spent time with the girls. At least I didn’t spend any money right ? It’s always hard to leave them after we’ve been together non-stop for several days. Oh, to be a Stay at Home Mommy- A girl can dream right?? Maybe once I’m totally debt free.
So what did you do? Leave a comment 🙂