One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My progress : Ooh, I was in a mood yesterday. Did you ever have one of those days where you just weren’t feeling it ? That was me yesterday. Nothing seemed to go right. When I poured a drink I spilled it all over the floor. When I went to snag a few deals at Walgreens I realized that I left all of the coupons that I needed at home. I went to a store to get supplies for my classroom and part of the roof actually caved in while I was in the store (thankfully no one was in that section of the store at the time, but we had to leave). I came home to make dinner and burned my hand while spilling my husband’s drink all over the floor. I also made the floor sticky and as much as I clean it, it’s still sticky. We got an icky call from our real estate agent at dinner (more on that later). It was a terrible, horrible, no good, very bad day (did you ever read that book to your kids? It’s so cute). It ended with some good news (more on that later), but the majority of the day stunk.
As far as saving money we obviously ate at home instead of going out. I cashed in on the MyCokeReward Wednesday deal that I posted about. I got an unexpected check from our State tax return ($13, better late than never right?). I completed 2 surveys before falling into bed. Oh, and I also cleaned out and organized my bedside table. It was crammed with stuff and I always feel better when I’m organized. It’s so nice being able to find things. As a result of my hard work I found $14 in change (added to our family piggy bank), 2 scratch off lottery tickets that we won $9 on (I wondered where they got to) and extra makeup that I had gotten for for free and stuck in there. It was good timing because I was almost out.
So what did you do? Leave a comment Oh, and for the love of God tell me your day was better than mine.