What’s the first step in getting out of debt ? Have you ever just sat down and thought about how different life could be if you didn’t have any debt ? I mean like didn’t owe anything for your car ? No credit card debt ? No student loans ?? Maybe even – dare I even say it – no mortgage ?? Chris Hogan (one of Dave Ramsey’s personalities) calls it dreaming in HD-High Definition. What would you do ? Would you leave a job that makes you miserable for one that may pay a little less, but offers much more fulfillment ? Would you take a cruise ? To where ? Would you have the time to spend with your kids or loved ones ? Would you actually be able to be charitable ? The truth is that broke people can’t give freely. Once you are free of the burden of debt you can afford to look to helping with a need in the community or help a family member in trouble.
Take a few minutes tonight before you go to sleep to close your eyes and imagine what a debt free life would look like. What kind of impact could you have on your own family, community or maybe even the world 🙂 Don’t allow a credit card company or car dealership to steal your dreams. Fight for your freedom !!! Your income is your wealth producing asset ! If you are able to keep it instead of sending it off to your creditors, the sky is the limit !!