August 8th ~ What Have YOU Done to Get Debt FREE ?

One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well 

It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.

* I will also be sharing my progress from the day prior.

My Progress: I had a pretty good day yesterday. I spent most of the day doing chores around the house that I had been neglecting - washing the sheets on our bed, cleaning the bathroom floor… The girls were away at the beach with their coach’s family for most of the day, but they came home at 6:30. It was so nice to see them 🙂 I made a big batch of pancakes from scratch for dinner to celebrate them coming home 🙂 We caught up as I got to hear all of the details of their trip. They had a lot of fun. I scheduled a cleaning and tune up of our air conditioning system for $49.

Our roofing company came to check out an issue that we had as a result of the torrential downpours we had on Tuesday. The company had put a new roof on our house a few years ago. Our damage was actually from siding insulation that they also repaired last year. They will be coming to fix the issue in the coming days. They didn’t want to open it up yesterday because it was raining. In any case the repair will be free as everything is still under water. While they were there they reconnected a gutter downspout that had been dislodged for a few weeks. They did that for no charge, which was really nice. I did all of my Bing searches.

So how about you ? What did you do ?? Let’s make 2020 our year !